Help Is Available

Buying a house is a major life decision and financial investment. Because it can be a complex—and often confusing—process, the U.S. Department of Housing and Urban Development (HUD) sponsors a nationwide network of housing counseling agencies to help current and prospective homeowners and renters. These counselors can help individuals make smart, informed choices on buying or renting a home and manage their finances.

Eligibility Criteria

Current and prospective homeowners and renters at any age or income status can receive assistance from a housing counseling agency.

Types of Services & Supports that can be used for Housing and Urban Development (HUD) Approved Housing Counseling

Educational resources are available from sponsored housing agencies throughout the state. Individuals in need of information on buying a home, renting, default, foreclosure avoidance, credit issues and reverse mortgages can receive assistance at no- or low-cost.

Foreclosure prevention and homeless counseling services are available at no cost to the consumer and participating agencies are not permitted to charge for these services. Housing counseling agencies may charge reasonable fees for other services such as rental, pre- and post-purchase counseling, reverse mortgages and more.

Housing counseling agencies who charge for certain services are required to inform consumers of the fee structure in advance. In addition, agencies are required to provide counseling at no charge to individuals who demonstrate they cannot afford the fee.


There are numerous housing counseling agencies in urban centers across Connecticut.

Comprehensive assistance is also available 24/7 by calling (888) 995-HOPE (4673). Users with an iPhone or iPad can also download the HUD mobile app to locate housing counselors.

Find Housing Counseling Agencies