One of the common methods of paying for prescription drugs is through private health insurance. Private health insurance can be provided by your employer or the employer of your spouse or certain family members, or purchased through a state or federal marketplace, or a private marketplace.
Health insurance plans vary by employer and insurance company, and pricing may vary based on a number of factors. Most plans, however, offer some prescription drug coverage. To find out what medications are covered and what they may cost, review the information provided by the employer, visit the insurer’s website or call them directly.
It is important to note that most health insurance plans do not cover the entire cost of medication. Prescription drugs may fall into certain price tiers with set co-pays at each level.