These communities provide care for life and are often called life-care communities. They combine three or more levels of care (independent living, assisted living and nursing home care) in a single setting, allowing residents to move from one level of care to another. CCRCs could be the right choice if you do not need care now but would like to have care available, when needed. Or, if you do not want to move regardless of changes in your health. These communities are age-restricted and vary by community.
Services and Fees
Amenities vary according to the CCRC and residents’ needs. Typical services include:
nursing and other health care services
meals and special diets
recreational and educational activities
CCRCs involve a substantial financial investment. Most require a one-time entry fee and subsequent monthly payments. In New England, a typical entry fee is at least $200,000. Generally, CCRCs do not accept Medicaid funding, although a few may accept such payment for residents who move permanently to the nursing care section of the facility.
Quality of Standards
CCRCs are not licensed in Connecticut, but they must adhere to statutory requirements, and they must register with the Department of Social Services. Various components, such as assisted living services, residential care and nursing home care are licensed by the Department of Public Health. The Continuing Care Accreditation Commission, a non-profit organization, accredits continuing care retirement communities. However, this is voluntary, and CCRCs do not have to participate in order to provide services.
Learn more. Please visit the 2-1-1 website to find a continuing care retirement community in your area. Please visit the Care Pathways website for a checklist on choosing a continuing care community.